Composable Businesses are built on modular architecture with interchangeable building blocks implemented through Packaged Business Capabilities (PBCs). Gartner defines these as “software components that represent a clearly defined business capability”. Packaged Business Capabilities are self-contained operational units that can be stitched together in multiple ways based on different scenarios, customer journeys, regional/regulatory requirements etc. Composable businesses are built by orchestrating packaged business capabilities into a holistic and coherent operating model. While Composable Architectures offer more agility and resilience to change, it is worth noting that they also introduce additional complexity in orchestrating the business. The traditional business processes are optimised and refined through years of continuous improvement. As a result, businesses expect a high degree of efficiency and performance from the business processes. The Composable Architectures build on Packaged Business Capabilities trade-off efficiency for higher flexibility. Therefore, it is extremely important to design the PBCs and Composable Operating Models using the right design principles and methodologies like Managing Processes and Products

The Risk of AI: Embracing Responsible AI and Decision Intelligence
Introduction In the fast-paced world of financial markets, where transactions occur in the blink of an eye, the role of technology, particularly Artificial Intelligence (AI), has become indispensable. However,